Text Box: RIDERS & SUPPLEMENTARY BENEFITS AVAILABLE FOR ADVANTAGE PLUS Family Insurance Agreement issue ages for spouse 15 – 60 expires at insured’s age 65 Children’s Insurance Agreement primary insured must not be over age 50 Waiver of Premium issue ages 0 – 50 NT; 16 – 50 T 10-Year Term Rider issue ages 0 – 60 NT; 16 – 60 T Broken Bone Rider issue ages 0 – 59 Accidental Death Benefit issue ages 0 – 55 NT; 16 – 55 T