Text Box: RIDERS AND BENEFITS AVAILABLE FOR EZ TERM PLANS (not available in all states) Accidental Death Benefit - issue ages 18-64 maximum amount is equal to $200,000 or 5 times the face amount of the policy Critical Illness Rider - issue ages 18-65 maximum benefit is $100,000 Disability Income Rider - issue ages 18-55 maximum benefit 2% of the life insurance face amount up to $1,500 monthly benefit, whichever is less. For persons earning less that $25,000 annually the maximum DIR benefit is 2% of the life insurance face amount up to $900 monthly benefit, whichever is less. Waiver of Premium - issue ages 18-55 Children’s Insurance Agreement - issue ages of children 15 days –17 years Issue age of primary insured 18-50 $3,000.00 of coverage per unit maximum units 5 coverage matures at child’s age 25