Text Box: RIDERS & SUPPLEMENTARY BENEFITS AVAILABLE FOR
GUARANTEED GUARDIAN

                    Family Insurance Agreement

                    Children’s Insurance Agreement         issue ages 15 - 50 
       
                    Waiver of Premium                           issue ages  0 - 55

                    Accidental Death Benefit - OLIC expires at Age 70; All Others expire at 
                                                           Age 65   

                    20-Year Level Term Rider                  issue ages  0 - 65 

                    Disability Income Rider                     issue ages 18 - 50

                    Guaranteed Insurability Rider            issue ages   0 – 37