Text Box:        RIDERS & SUPPLEMENTARY BENEFITS AVAILABLE FOR
           GOLDEN SOLUTION FAMILY PLAN AGES 0 – 44

          Children’s Insurance Agreement        issue ages 15 - 44 (max units 3)
       
          Waiver of Premium                          issue ages  0 - 44
 
          Accidental Death Benefit -               issue ages 0 - 44 
                                                               Maximum face equal to base policy   
                                                               Annual premium per 1000 - $1.50 

          Spouse Term Rider                           issue ages 15 - 44