Text Box: RIDER AVAILABLE FOR
GOLDEN SOLUTION IMMEDIATE DEATH BENEFIT

                Accidental Death Benefit           -   issue ages 45-80
                                                                     minimum amount $2,500.00
                                                                     maximum amount is equal to the face amount 
                                                                     of the policy 
                             
               Grandchildren Rider                  -     issue ages 45-80
                                                                     $5,000.00 of coverage per grandchild
                                                                     cost $12.00 annually per child
                                                                     grandchild must be 180 days old through age 15
       Coverage matures at child’s age 21

               Children’s Insurance Agreement -    child’s issue ages 15 days – 18 years
                                                                     primary insured’s max issue age is 61
                                                                     $3,000.00 of coverage per unit
                                                                     maximum 3 units
                                                                     cost $8.50 annually per unit
                                                                     applications 9362 and 9466 are both needed